Address
California
567 San Nicolas Drive
Suite 240
Newport Beach, CA 92660

Florida
3980 Airport Road #12
Building A3-1A
Boca Raton, FL 33431

Phone
(888) 315-5755

Fax
(949) 480-1661

Email
contact@saycocapital.com

Legal

 

PLEASE READ THE FOLLOWING CAREFULLY AND KEEP IT FOR YOUR RECORDS:

Sayco Capital Group Inc. (“Sayco Capital”) is committed to protecting the security and integrity of our customers’ non-public personal information and ensuring the accuracy of that information. In this statement, non-public personal information generally means information about you that we obtained in connection with a financial product or service that is identified with you and that is not otherwise lawfully available to the general public.

In the course of serving you, we collect information about you from a variety of sources, such as:

  • Information you provided on your original mortgage loan application(s) or forms and from our verbal or written communications with you. This may include information such as your address, telephone number, account numbers, Social Security numbers, assets, income, debt, etc.

  • Information we receive from credit bureaus regarding your credit history and credit worthiness (such as the amount of your total debt, your payment history, etc).

  • Information we receive from non-affiliated third parties regarding your transactions or relationships with them or to verify information you have given us. This may include information such as your employment history, loan and/or credit payment history, your loan or credit card balances, your property insurance coverage, appraisals of your residence, etc.

  • Information we compile about your transactions or experiences with Sayco Capital. This may include information such as your account balances, payment history, etc.

  • Information we obtain from public sources. This may include information contained in federal, state, and local records such as recorded liens on your property, real estate taxes and assessments, tax liens, etc.

  • Information about visitors to our web sites if the visitor voluntarily chooses to provide it. While we do not collect personally identifiable non-public personal information about visitors to our web sites unless the visitor voluntarily chooses to provide it, when you visit our web site we may use “cookies” to collect information that we then use to measure the use of our site and to assist us in improving the content of our site. A “cookie” is a small marker that is left on your computer, which can only be read by us and helps us better service your account the next time you visit our web site. A “cookie” allows Sayco Capital to know that a visit has occurred within our site, and the pages that were viewed. Sayco Capital does not retain any of these cookies or store any cookies on your hard drive. Cookies are commonly used on web sites and do not harm your computer. You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser.

We may also obtain demographic or other information about you that is not assembled for the purpose of determining your eligibility for credit.

We use the non-public personal information about you that we collect to service your loan account(s) and evaluate your financial situation to help us determine the appropriate management of your loan. We use your non-public personal information only as permitted by law.

Sayco Capital will sometimes disclose your non-public personal information to companies or entities unaffiliated with Sayco Capital, as permitted by law. Examples of when this might occur include the following:

  • Third Party Services. We may disclose your non-public information to companies that provide services to Sayco Capital, such as compliance vendors, data storage and imaging companies, and Home Mortgage Disclosure Act compilers.

  • Lenders, Title Companies, Escrow Companies, etc. We may disclose your non-public personal information to other lenders, title companies, escrow companies, and other service providers necessary to facilitate your loan transaction.

  • Non-profit Agencies. We may disclose your non-public personal information to non-profit agencies providing homeowner assistance programs if you have applied to participate in such a program in connection with your loan transaction.

  • Credit Reporting Agencies. We may disclose to credit reporting agencies and similar organizations information relating to our experience with you.

  • Legal Requirements. We may at times be required to disclose your non-public personal information to comply with subpoenas, court orders, and legal reporting requirements.

  • Business Transfers. We may disclose your non-public personal information in connection with a proposed or actual sale or transfer of your loan to another company.

  • Written Consent. We may also disclose your non-public personal information with your written consent, including when you give someone power of attorney or other authorization to act on your behalf.

  • Fraud Protection. We may disclose your non-public personal information to prevent fraud and unauthorized transactions, to resolve customer disputes, and as necessary, to Sayco Capital’s regulators, attorneys, accountants and auditors.

  • Other Purposes We may also disclose all the non-public personal information we collect, as described above, to companies that perform marketing services on our behalf. We may also disclose such information (other than information regarding California residents) to other financial institutions with which we have joint marketing agreements. We require such non-affiliated companies to limit the use of such information solely to the purposes for which such information was provided.

Sayco Capital may also share your non-public personal information with our affiliated companies, and/or affiliated companies that Sayco Capital may have in the future, as permitted or required by law. An affiliate is a company that we own or control or that owns or controls us.

Safeguarding your non-public personal information is important to Sayco Capital. We maintain systems, policies and procedures designed to protect your non-public information from being accessed by unauthorized persons. We limit employee access to non-public personal information to those with a legitimate business reason for such access. We train our employees in our privacy policy and procedures, and hold them accountable for adhering to our privacy policy and procedures.
If you believe that any non-public personal information is inaccurate or incomplete, please contact us and we will take appropriate action to correct or amend our records. If you wish to review information regarding your loan with us, please call us toll free at (888) 315-5755.

We will provide our customers with a new Customer Privacy Statement whenever we change our privacy policies or practices.
After you are no longer a customer of Sayco Capital, we will continue to treat the non-public personal information we have about you as if you were still our customer.

***This website is not a general solicitation or advertisement to market any securities. This site is for informational purposes only.

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Sayco Capital Group

Legal